What is Creator Insurance?
It's insurance for what you create. If someone says your work defamed them, used their copyrighted or trademarked work, invaded their privacy, stole their work, or was false advertising, it helps pay for your legal defense.
It's also coverage that helps pay for a lawyer to go after someone who steals or misuses your work. Think someone reposting your videos or photos as their own, using your brand name or trademark, or putting your name or face on something without your permission. Most insurance only shows up to defend you when you get sued. Creator Insurance helps you be the one who takes action.
Do I need this if I'm small?
Lawsuits and stolen content don't wait until you hit a certain follower count. A small creator can get a demand letter just as easily as a big one, and a legal bill can hurt a lot more when you're just starting. It works the other way too. A big brand can take a small creator's video or photo and use it, and unless you can afford a lawyer, there's usually nothing you can do about it. Creator Insurance helps you fight back. If you post regularly, work with brands, or talk about real people, it's worth a conversation.
Does it cover brand deals?
It can. Creator Insurance helps with claims tied to sponsored content, like a sponsor saying you broke a disclosure rule or your contract. People can also sue creators and influencers over products they promoted that ended up hurting them. When the crypto exchange FTX collapsed, customers sued the celebrities who promoted it, including Tom Brady, Shaquille O'Neal, Steph Curry and Larry David (it's one of the real cases above). On the other side, it helps you go after a brand that keeps using your content after the deal without paying. Exact coverage depends on your policy.
Can my manager, agency, or a brand get proof of coverage?
Yes. Once you're covered, we can send a certificate of insurance to anyone who needs proof. That includes managers, talent and influencer marketing agencies, production houses and studios, multi-channel networks (MCNs), brands and sponsors, event organizers and venues, publicists, and business managers. Just tell us who needs it.
How fast can I get a quote?
Fill out the form and a real person will get back to you to talk through what you need. Simple requests can move quickly. Others take a little longer because an underwriter has to review them, and we'll tell you up front what to expect.
What does it cost?
It depends on what you make, where you post, and what coverage you pick. We won't guess at a number here. Ask for a quote and we'll give you a real one.
What if I'm a Musician, Producer, or Record label?
Our sister site, SongSure, is built for musicians, producers, record labels, studios, and venues. Visit songsure.co to get a quote.