Pirated books
Your book shared or sold without permission.
Writer insurance
Writer insurance: protect books, articles, and content from claims.
The short answer
Writer insurance from CreatorSure covers books, articles, scripts and copy. Media liability pays for your defense when someone says your writing defamed them, invaded their privacy or copied their work. Fight Back helps pay for a lawyer when someone steals your writing or uses it without permission.
Every book and article stays out there for years. Author insurance covers the claims that come with them.
Get a quoteWhat it covers
What writer insurance covers
Two halves, one quote. Media liability for when someone comes after you. Fight Back for when you need to go after them.
- Defamation claims over memoir, nonfiction and articles
- Privacy claims from real people in your stories
- Copyright claims over quotes, lyrics and images you used
- Claims from clients over freelance and ghostwritten work
- Fight Back for stolen or pirated writing
CreatorSure will place a policy that covers the way you work. Coverage depends on your policy terms.
The risks
Risks for authors, ghostwriters, and freelance writers
- Memoir and nonfiction. Real people who don't like how they're written.
- Fiction based on real people. A character who's recognizable.
- Ghostwriting. Claims over a book with someone else's name on it.
- Self-publishing. No publisher's lawyer reading first, so self-published author insurance matters more.
- Freelance copy. Client content that makes claims about competitors.
Fight Back
Fight Back for stolen work or unauthorized use
Most insurance waits for you to get sued. Fight Back helps pay for takedowns, demand letters and a lawyer to go after people who take your work. It's for theft you find after your policy starts.
Copied articles
Writing republished under someone else's name.
Lifted text
Your words in someone else's product, course or ad.
False claims about you
Lies that cost you contracts or readers.
Someone ripping off your work?
Proof of insurance
Proof of insurance for publishers and clients
Publishers, agencies and corporate clients sometimes require writers to carry coverage. Once you're covered, CreatorSure sends a certificate of insurance to anyone who needs it.
General liability
Does general liability cover writers?
General liability, or GL, is the policy lots of small businesses buy. One part of it, Coverage B, is for personal and advertising injury. For an ordinary business, like a plumber, that part typically covers defamation claims.
Writing for publication is publishing, so that part is usually limited or excluded for writers. This is called the media exclusion, and GL doesn't address claims over your content the way media liability does.
Book author liability insurance is media liability, built for claims over your words. Keep GL for physical accidents (CreatorSure covers general liability too and will place it alongside your media liability), and add media liability for your content.
Cost
Writer insurance cost
There's no flat price, and we won't guess at one here. Your writer insurance cost depends on what you write (memoir, nonfiction, fiction, client copy), how you publish, your revenue, the limits a publisher or client asks for, and your claims history.
CreatorSure builds the quote around you, so you're not paying for extras you don't need. See what moves the price, then request a quote for a real number.
FAQ
Writer insurance FAQ
Do writers need insurance?
If you write about real people, publish your own books or write for clients, yes. Media liability covers claims over your writing. Fight Back helps you go after people who steal it.
How much does writer insurance cost?
It depends on what you write, how you publish, your revenue and the limits you need. CreatorSure builds a quote around your work. Request one to get your number.
Doesn't my publisher's insurance cover me?
Some publishers cover authors, some don't, and self-published authors have no publisher policy at all. Your own author insurance covers you either way.
Does freelance writer insurance cover client work?
Yes. Tell us about your clients when you request a quote and CreatorSure will place a policy that covers that work.
Who we cover
More creator insurance
Get a quote
Get a quote. Keep making it. We've got your back.
- 1
Tell us about you
Fill out the quote form with a few details about what you do.
- 2
We build your custom quote
We put it together around the coverage you actually want.
- 3
Pick your coverage
We walk you through your options in plain English. You decide. No pressure.
Not sure what you need? Tell us what you make. A real person reads every request and gets back to you.
Coverage depends on your policy's terms, conditions and exclusions.